International Travel Insurance For Crisis Situations

Globally, people are alert to the risk of travel after the recent Air France disaster and the Swine Flu pandemic.

Air France 447 crashed on May 31 600 miles from Brazil, killing all 228 passengers and crew on board. There will be ongoing investigation to determine the cause. Travelers are not able to stop accidents from happening, but they can be ready for unforeseen events.

The World Health Organization has declared a global flu pandemic. The swine flu (H1N1) virus has spread to 74 countries, after first emerging in Mexico in April. Reports put the figure of affected people at 28,000 globally, with 141 deaths. The swine flu is the first flu pandemic in 40 years. The last flu case in Hong Kong in 1968 killed one million people.

International travel is a fact of life these days. But it doesn’t have to become a nightmare.

Travel insurance can give you the protection of overseas emergency medical insurance. International health travel insurance covers:

o Access to contracted doctors and global health and security services.
o Returning minor children to their family if left unattended because of your illness and treatment
o Medical evacuation to your home country
o Repatriation of remains and personal effects
o Term Life Insurance
o Accidental death and dismemberment
o Reimbursements for delay of travel and loss of luggage
o Reimbursements if you are unable to travel due to sickness or sickness of a family member
o 24 hour emergency hotline services

The great news is that international travel insurance is very inexpensive. With some plans insurance costs as little as $35.00. By purchasing a simple medical evacuation plan for $78 for three months of coverage, a person can add $200,000 of term life coverage for an extra $21; or $400,000 for $64.00.

Good Neighbor Insurance recommends insuring against the unexpected difficulties of international travel. A reliable travel insurance broker can help travelers locate the right plan no matter the length of the trip.